Danny To - Mortgage Loan Officer — Local services in Kremmling

This is my third time purchasing a home, and without a doubt, working with Danny To has been the best experience yet. From the very beginning, Danny has been an invaluable resource, offering expert advice and unwavering support throughout the entire home-buying process. For the past two years, I have turned to him for guidance, and he has always been there to answer my questions, provide insights, and ensure I make informed decisions. Danny is not only knowledgeable and professional but also incredibly fast, reliable, and a pleasure to work with. His dedication and attention to detail made the entire process smooth, stress-free, and even enjoyable. Unlike past experiences, where home buying felt overwhelming, Danny’s expertise and personalized approach gave me confidence and peace of mind every step of the way. If you're looking for someone who truly cares about your needs and will go above and beyond to make your home-buying experience effortless, I highly recommend Danny To. I will definitely be reaching out to him again for any future real...

We started our home search in the beginning of 2019, we took a honebuyers class that Danny and John were giving, it was informative and FUN,my husband and I learned a lot and walked away from the class with a lot more knowledge than we came into it with. My husband and I were NEWBIES and we ended up making an appt with the incorrect office...but we made our way back to Danny and John through Caliber. Danny was patient, informative, non judgemental and was always available for my questions he gave us goals to improve our credit and helped us improve our overall credit score. It took us about a year to improve our credit, find something we liked and move forward with our purchase. We ended up buying a brand new townhouse in a wonderful little community. Even after we moved in..Danny worked even harder to refi us and get a lower mortgage payment!! I refer all my friends and family to Danny for the inancing and John for the...

Danny is simply the best! He helped us with our first home purchase 3 years ago when we never thought it was possible to be able to buy.

Fast forward to today, he has always kept tabs on us to make sure we were getting the most out of our home/loan/equity. We just closed on a refinance which has made a huge difference for our budget and overall interest savings.

Danny has always been consultative in approach and never pressures us into any decision. He always lays out all of our options and helps us weigh the pros and cons specific to our situation. His responsiveness makes us feel like we’re his only client even though we know he has so many! Most of all, he makes us feel very comfortable and happy with the decisions we make.

Whether you are looking for your first home, an additional home, or wanting to refinance, You will be in great care with Danny To!...