The Phenix Group — Local services in Fort Worth

If you think there is no hope for your credit, you are WRONG.

When I turned 30 (in Dec), I came face to face with the reality of how much I neglected my credit in my younger years. Everyone around me is buying houses, getting nice cars, buying nice things - and there I was feeling hopeless and trying to come to terms with how careless I was and feeling like I'll never get the same opportunities as others because of my mistakes. I got denial after denial. Then I started trying to figure out a way to just start paying everyone off - that has to help my score right? Then, hopefully one day, I too could have nice things

One day I was scrolling my phone and I came across an ad for a credit repair program. "We can help - don't let bad credit keep you from blah blah blah." I clicked it. Within seconds, I remembered why I never click those things. For the hell of it, I started reading reviews, trying to figure out if anyone has ever truly had a good experience with these people. Nope, just as I had assumed, REAL people had nothing positive to say. "They just take your money, my score never changed." "It's just a money pit, based on empty promises." About 2 pages into the reviews, some random dude posted about his experience with The Phenix Group. No one else was talking about this place. I looked up reviews for TPG and there was not a LOT, however, the ones that were there were GOOD ones. Nothing negative! So, I sent my info. What did I have to lose...if they end up being like everyone else I'll forget it and just move on, continuing to be depressed about my poor credit and the limitations it has brought me.

Then came BRIAN QUINN. I'll be honest, during my 1st phone conversation with him, I was waiting for the part where he'd give some bogus spiel, ask for my money and then I'd hang up on him. But this wasn't the case! For once, I felt like I had a chance to get out of this hole I was in.

From the start, Brian Q. was brutally honest - advising me that TPG can't help everyone and that once my credit report was reviewed, if he felt that in any way he wouldn't be able to help, he wouldn't go any further with me. Who wouldn't appreciate this honesty?!

Now here we are, EXACTLY seven months from when Brian Q. first introduced himself to me via email, and working with him has been one of the best choices I have ever made. The initial deposit was doable and the monthly fee, even more doable. I felt like I was on the right track again and was working with someone who I COULD actually trust to look out for my best interests.

Brian Q. has kept it real from day one, explaining to me the reality of how things might go and always taking the time to break things down for me in a way I can understand. He is on top of everything and I mean everything - nothing gets by him. I don't know how he does it. He is always available and is so proficient and timely. The best part is talking to him is just like holding a casual conversation with a friend. He is a genuine guy putting his knowledge of credit towards helping real people in real life situations. Not once have I felt pressured to do something I didn't completely understand or wasn't comfortable with. Brian Q. is "That Credit Dude" that EVERYONE needs as a friend.

I was introduced to Brian Q. in Jan of this year (2019) and it's now August and my FICO alone has increased by 100 points. For someone coming from where I was initially, this is AMAZING. It gives me hope! What resonates with me the most is that I was originally, before meeting Brian Q., trying to devise a plan to pay off all my debt collectors. But Brian Q. was quick to tell me right off the bat that doing so wouldn't make a difference and my score wouldn't have magically jumped to great. I would've walked myself right into a bigger, "broker" hole. Thanks to Brian Q. I now see the light at the end of this tunnel. Best part - my program ISN'T EVEN OVER YET. I am so excited to see where this takes me!

Working with Brian Q., hands down the best choice I ever made; working with TPG in general, best money I've...

I started my journey of buying a house 2 yrs before I was told about Joe and the Phenix Group. I was told by my Realtor that he had a guy to get me approved so we found a house got under contract and then told it’s wasn’t gonna happen. Our hearts were broken, but our realtor said no worries my guy gots you I paid so much money and nothing happened. Then I was referred to another company and spent more money and was told go find a house. So we did fell in love watched it be built and did the 1st walk and then at 2nd walk I was told you don’t qualify. So here we were again hearts broken and no house. The last time I worked with my realtor we did the same process this time we qualified after a few months of the builder waiting on me to get where I needed to be a 580. Then something popped up on my credit the lady at the bank said pay 700 to this guy and you’ll be In your house so paid the money and then they repulled my credit I was now at a 500 no hopes to close. Again heart broken. My fiancé cousin said call Joe he can get it done! Here I was heart broken and with even less money then what I started with. I’ve heard it all before so I was very on the fence to hear about Joe and what he thought he could do for me and my credit, so I called him and was like ok what do you got? What I can say is it was very different I was shocked, for every single minute I was on the phone he took his time with me helped me understand what it was hurting me and why. So I entered his program so about 2 months in we had Things deleted. Bombshell I needed to buy a house sooner than I expected! I put Joe on notice and was like here we go again on this roller coaster! They called me and said Congratulations you qualify!!! Let me tell you in my journey I never heard that in my 1st try! I cried!!! After 2 yrs of being told no or saying we’ll get you there! No I was qualified!!! I called Joe and was so happy!! I closed on my 1st house Oct 18, 2017. I can’t tell you how happy I was that day my dreams had finally come true! Joe really did it and walked me through all the steps I needed and was there for me when I needed him to make things happen and was very easy to deal with! I know personally he can get it done when others failed!! Joe is the best!! Thank...

I met Joe through a homeownership tour. He spoke about the importance of having good credit to purchase a home. I have tried several credit repair companies in the past but none of them compare to The Phenix Group! I decided to call Joe in Jan 2020 to see if he would be able to help me get the credit score needed to purchase a home. I gave him what i thought to be an impossible task. My situation was that my lease was going to be up in April so I needed my credit repaired in a short amount of time because I had to move out of my apt. When he told me that he would be able to do it, in my head i was like no way he could do this in 4 months.

When I had the consultation, it blew my mind! He was so thorough in explaining how this process was going to work that I had to take notes lol! He made sure I understood what my role would be in all of this and he made sure I understood what he and his team were going to do too.

Everything he told me in that consultation happened and in March 2020, he called me and told me I could put my 30 day notice in to my landlord and that my score was good enough to obtain a mortgage. I couldn't believe he brought my score up high enough in only 2 MONTHS!! I was so happy hearing that and it honestly brought me to tears because I never thought that I would be able to actually buy a home.

On May 22nd I closed on my first home! I ran to my daughters screaming I did it. I got us a house. Your mom did it! We were high fiving and hugging lol. The joy I felt at that moment is indescribable.

I would not have been able to do this had it not been for Joe and his team! They are incredible and simply amazing. I would recommend them in a heartbeat. Hands down one of the best companies I have ever worked with. I am forever thankful and grateful for all The Phenix Group has done.

I thank you, my daughters thank you and even my dog Neko thanks you because now he has a backyard and a patio to chill out on and he couldn't be happier. He absolutely loves it. He is always outside now. So Thank you again Joe for all you have done. I really appreciate everything you guys did to make this homeownership...