CommonWealth Central Credit Union — Local services in San Jose

Banking with Commonwealth was something my mom has done forever, so when it was time for me to have a bank account, Commonwealth was the natural choice. What I like about them is the ability to access my accounts from anywhere, pretty much anytime. From my first savings account to my now multiple checking accounts, they have been able to accommodate me and my needs. Every once in a great while, they'll have a "system update" of sorts, reverting some of my account settings, but now I know to double check things here and again (Happened once in the 10 years I've been banking with them). Since they are a credit union, they are connected with other credit unions, making finding a fee-free ATM easy. Speaking of fees, there are no hidden fees - which is great. My first card ever charged me .50cents every single time I used it, it was so annoying. I haven't had to deal with that in a decade now. Banks make me wary and cautious over fine print and hidden charges, and I never feel like that at...

Beware of incorrect reportings to the credit bureau. They’ve done this to me three times now. I’ve now contacted them three times regarding this error. The first two times they’ve admitted the error was there’s-as my account has always been in good standing without any late payments. Yet, still every few weeks they report my account as delinquent, which dings your credit score by almost 100 points. Mind you, all of this is happening amidst COVID. I can’t imagine how they are treating people that are having issues paying their bills during this trying time. Would NOT recommend. Save yourself lots of trouble and...

Worked with Joanna Hernandez and provided all the proper paper work. The underwriter needed a 30 day pay stub and I provided all that ADP (a payroll processing company) could provide and they denied my application over this. This was after 40+ emails so they will delay and waste your time and ultimately cut you off. The loan was for 12.99% APR mind you, I got the same loan for the same application from KeyPoint Credit union just 10 miles away I suggest taking your business there.There APR was...