As someone who has researched and "shopped" around for many lenders/brokers during our home purchase, Justin came out at the top. Justin was the only one who was consistent and responsive throughout the whole mortgage process. Even if he couldn't answer a phone call right away, he would immediately respond through text/email and never failed to follow up with me on the same day. Clear and quick communication is absolutely important during a home purchase and Justin was reliable from start to finish.
Even more importantly, Justin secured the best deal for us with our rates and beat out all the other competitors. He was attentive to our needs, willing to be flexible with changes, and was super helpful throughout the loan process. He helped answer a LOT of my questions, especially as we weren't working with a realtor. I couldn't recommend Justin more than enough as he made our entire loan process seamless. He absolutely went above and beyond to make sure we were taken care of. I will definitely be using Justin again...
   Read moreI have always been doing business with big banks in the past. I tried E Mortgage Capital as an alternative to a refinance application I already made and pending with a major bank. I called EMC and it was Justin MacMillan who answered. He was so patient and helpful in trying to explain to me the process, the important features, the numbers and every single confusing detail of the loan application. Justin followed up with me almost daily and guaranteed the best rates, lowest charges and fastest processing from E Mortgage Capital and true enough, they did not disappoint. In just a little more than a week after signing all the loan documents, we closed and the loan funded in just a matter of days. Such a pleasant and uncomplicated experience from a highly knowledgeable Mortgage Specialist with excellent customer service skills. Thank you,...
   Read moreAs a real estate agent in Las Vegas, Nevada, I had the pleasure of working with Justin on a recent transaction where our client was relocating from San Diego, California. That’s where Justin and his team stepped in—and they were phenomenal!
Justin was incredibly thorough throughout the entire process. He guided our client with patience, professionalism, and honest, candid conversations every step of the way. Buying a home is stressful enough, but buying out of state brings even more anxiety. Thankfully, having someone like Justin in your corner makes all the difference.
He truly knows what he’s doing and works hard to ensure the best outcome for his clients and their families. I would highly recommend Justin to anyone needing a knowledgeable and reliable...
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