Ginny's — Local services in Monroe

I decided to do all my Christmas shopping at Ginny's. I sat down on a Sunday evening working off a gift list for my daughter, my wife, and my son and mother-in-law. I ordered several products from this company. They actually shipped one order and suspended my credit line for the other orders without having the minimal curtesy of notifying me. When I called the company on December 6 to find out what the issue was, I was told I cannot use my account for two weeks because of suspicious activity. The fact that I placed more than one order was suspicious. Even though I am on the phone verifying all my information I was told to re-order in 2 weeks and pay expedited shipping if i wanted to get the gifts by Christmas. This is ludicrous. I get a credit line increase to $1400.00 I am told I can use that credit line to order from the catalog but because I placed more than one order they will not ship. They now have one less customer but that doesn't seem to bother them. Doesn't bother me either. I am no longer interested in their credit or merchandise. Already...

I placed my first order for 2 items. Received them and payed off half of my balance. Decided to order something else no problem. Had to cancel item wrong size received credit so I ordered the right size and sd wouldn't be shipped for 3 months so canceled that item received credit for that. Each order was 172.00 a piece. Ordered a cute red dishdrain (missing a piece) but I kept it anyway. Paid that. Went to place another order sd I had to put money down and declined my order. Order was for 154.00 so placed another order for 73.00 and declined it again saying I had to put money down. Then I see where they had ran my credit twice back to back. I call and they tell me I have to make a down payment bc I have no credit line with them. But you have let me make 4 purchases. The lady sd they let people do that and then they charge them a downpayment. I had a credit limit with my very first order. So WTH. And I only owe 40.00. Will pay that off and won't ever use...

Do yourself a favor and find another Company to do business with. This Company and it's subsidiaries DO NOT help your credit in any way, unless it is to report BAD credit. Your credit score gets lowered when it is checked, however, your good credit means nothing unless you specifically call or write them for a credit reference. They DO NOT report a good credit history. The people that work for this Company have shown NO CARE OR CONCERN if they lose a customer. It was like pulling teeth from a mad lion to get my first credit to begin with. Once I paid off the account early, I found out that I STILL do not have credit with them. MAYBE the item I order will be automatically shipped, BUT, then again, it too may be subject to ANOTHER credit approval. ANOTHER big business in it for JUST the money... customer loyality means nothing. I closed my account, and they didn't care, they just closed...