Action Loan & Jewelry — Local services in Dyersburg

Went here for years when needed.

Now, they're charging interest even if you pay on the principal every 2 weeks.

If you think 68 dollars is fair for a hundred dollar loan then this is the right place.

Edit- All of the staff are very friendly, but every time I wasn't able to fully pay off my pawn in 30 days, I paid off the interest and put what I could towards the principal.

There must be some miscommunication between different employees, because I have done this several times, and everytime before as long as I paid off the interest and and made payments within 30 days, I wasn't charged more interest.

The last time, however, they made a mistake and supposedly corrected it. Then they charged me the full interest a second time. I grudgingly paid it, then went in 2 weeks later to pay 20 dollars on a 100 loan, and was told in 4 days I would owe the interest for a 3rd time.

22 dollars interest on a 100 dollar loan is fair, and if I hadn't paid every 2 weeks I would understand.

Its not like I went here once or twice, I went here regularly, but I guess the policy changed. And everyone, even the employee who I didn't see before recently who charged me the interest, were friendly.

It just doesn't seem like a fair business model to me, so I will be utilizing other pawn shops if needed...

This business is one of the friendliest businesses I've ever known. Gina Smith is so friendly and helpful, whether you want to get cash or buy an item. They have lay-away on their merchandise, which is so unusual for a pawn shop! Get a payday loan? No problem, Gina will help. Need to pawn something for cash? No problem, Judy can do it! Want to purchase something from their vast array of offerings? No problem. Any of the employees will be happy to help you. Check out their beautiful jewelry. The electronics are all top notch and work. Everything is clean, well maintained and well organized. I absolutely recommend Action Loan & Jewelry for any...

I came here to see about selling some silver that was passed down to me. I mostly dealt with Denver, but also got to interact with Jackson and Devon. I was very impressed with these people and their business.

Some things that stood out to me as extraordinary with them: honesty, integrity, their level of knowledge and experience, efficiency, friendliness & personableness, fairness, and overall service quality. I initially came here because of time and distance convenience, but I left knowing they will be my first choice from...