This is 2nd time happened to me. They force me spent minimum $10 to use debit card or pay in cash. This is very clear what they do with cash not paying tax. Here is policy around using debit or credit card use please don’t fall for their trap. hope they educate their employees
Card Brand Rules
Until the 2010 federal law was enacted, three of the big four card networks (Visa, Mastercard, and Discover didn’t allow merchants to set transaction minimums as part of their Merchant Agreement with those authorized to accept their brand. American Express has always allowed merchants to set transaction minimums as long as merchants applied the minimums to all credit cards. It is important that you and your staff understand some rules imposed by the brands. As an example, Visa’s Merchant Agreement says you can’t impose a minimum transaction on people who use debit cards. While that seems simple, your customer could press the credit key when swiping their Visa debit card and your staff might attempt to impose the minimum purchase rule. Your staff should be taught to differentiate between a credit card and debit card. To make it just a little more complicated, Mastercard has rules that allow a merchant to set a minimum transaction for some of its cards but not for others, depending on the card issuer. American Express has a similar policy.
Debit Card Rules
The 2010 law only applies to credit card transactions. Debit card transactions are expressly prohibited from having minimum purchase amounts. Under Merchant Agreements with the card brands, minimum payments may not be imposed when a debit card is presented. MasterCard’s agreement is typical. It says, “MasterCard does not permit merchants to set a minimum transaction amount to accept MasterCard cards that access a...
Read moreHi, I just wanted to share my experience with suvidha Indian grocery store. Me and my husband we went to this store and bought good amount of groceries which included coriander. They charged 325$ for 3.25$ for corriander. They did not get back to us until we checked our bank statement, when we went asked for the same the old lady who was working in the store was asking us. “Oh are you the coriander people,”wait in the line for refund. Meanwhile a week later, my husband went to the store to get tea with 3$ cash in his hand. They said they are out of tea so he bought some samosa which was 3 cents extra and she asked us to pay with card which is 50 cents more. My husband just left the store promising never to go back again. The old lady working in the story has some real bad attitude issues, 0 - customer service. We are never going back to the store again. It is sad to see people behaving like this with...
Read moreLong checkout lines, extremely crowded, hard to navigate in the store, expensive items, poor quality. Rude customer service. The crowd that seems to shop here is rude too, smh, like asking to go across checkout line to get to other end of the store for more shopping gets people in the line mad because they are anxious and worried if we are stealing their spot in the line even after telling them we just need to go to other side of the store. Wish people cared more about what kind of image they are portraying about Indians to locals as I bet it has reached a point that they don't care anymore. We drive from Wilmington to shop for Indian groceries and have to admit it has always been a poor experience here. I has been a bad exprerience due to the store owners and the crowd that comes to...
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