Wintrust Bank — Local services in Chicago

BEWARE when opening a new account. Their standard policy means they may hold ALL your money without warning for 1/2 a month. I opened my account on a Saturday with a normal check. I deposited several thousand dollars into my account. They put their standard security hold of 10 business days on these funds. However, since I opened Saturday morning and there was a federal holiday during the 10 day period, that means I would have to wait 10 business days plus 6 days (3 weekends) plus 1 Federal holiday or 17 days before they would release any funds. So I deposited several thousand dollars, but I couldn't touch a penny of these funds until 17 days later as they didn't make ANY of it available. I'm glad I didn't start switching over my direct deposits. I'm lucky I didn't need access to the money over that time. I was planning on moving all my banking over to wintrust, but instead I moved none of it. ...

As a Wintrust Private Banking and Wealth Management client, we interact with many great team members. Working with Ms. Michelle White at the Wintrust Old Town branch has been a truly wonderful experience. She isn’t just helpful with banking, she genuinely cares about the people she serves. Michelle always takes the time to listen, offer thoughtful guidance, and look for ways to impact our growth or just make things easier. What especially stands out to us is her strong support for the military, which deeply aligns with our own values and commitment to the military community. Having someone like Michelle in our corner makes a real difference, and we’re so grateful for everything she does for us and for...

Banking with Wintrust Old Town is a pleasure. They don’t just provide excellent service—they actively look for ways to help local businesses grow and succeed. Their amazing team is a visible and supportive presence at community events, making a real difference in Old Town. We truly appreciate Wintrust’s commitment to our...