We had the absolute BEST experience working with Larry Minutillo at First American Bank! From start to finish he explained everything and was more than happy to answer any questions. He made the whole process so quick and simple! It was such a major difference from the first company, Rocket Mortgage, that we had originally contacted. We had such a negative experience with Rocket that we were nervous to work with another lender. Larry put those nerves to rest after the first phone call. He always thoroughly explained everything and checked in with us multiple times along the way to make sure everything was proceeding smoothly. Larry is honest and upfront. If we needed to get in touch with him, it was as easy as dialing his number or sending an email. He always answered, no run around. Weāre so thankful Larry was recommended to us. He not only got us the loan amount we were looking for but he got us a lower rate, affordable monthly payments and no closing costs. It was a night and day experience from the previous lender. It was so refreshing to work with someone so genuinely nice and eager to help. Someone you can trust, that has honest work ethic and integrity. We are so grateful for Larryās guidance, professionalism and expertise. There would be no hesitation to work with him again or recommend him to anyone. Larry you...
Ā Ā Ā Read moreThroughout the decades of owning my home, I sought the convenience of equity loans for remodeling projects and for big ticket purchases. Recently, I advised my daughter to get an equity loan to remodel the kitchen and baths in her home only to find that the big banks no longer offer them. In our search, we were connected with Larry Minutillo from First American bank who quickly understood my daughterās financial needs and offered a great deal on a zero-fee home equity loan. Larry made the process effortless and kept in contact with us every step of the way. With my years of experience, it was obvious that we were dealing with a seasoned loan professional who knew the answers to our questions and didnāt have to say let me find out and Iāll call you back. At one point, I was talking to Larry on speaker phone and my brother overheard the conversation and said, āHe sounds like a really nice guyā and I responded, āHe sure is.ā Thanks to Larryās expertise and warm friendly personality the loan closed last week, and we...
Ā Ā Ā Read moreI can't recommend Larry enough! He recently helped me and my wife with our refinance, and the entire experience was outstanding. From the very beginning, Larry was incredibly patient and thorough, taking the time to explain every step of the process in detail. He answered all our questions (and we had many!) with clarity and made sure we felt comfortable and informed before moving forward.
What truly impressed us was how quick Larry was with processing everything. He kept the refinance moving smoothly and efficiently, which significantly reduced our stress levels. We were amazed at how quickly he responded to our emails and calls ā he was always very responsive and made us feel like a priority. Beyond his professionalism, Larry is genuinely kind and a pleasure to work with.
If you're looking for a loan officer who is knowledgeable, efficient, and genuinely cares about their clients, look no further than Larry! He made our refinance experience a positive one, and we are incredibly grateful for his help....
Ā Ā Ā Read more