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Hi Tim,...I like your style & and rationale in your advisories. I am a senior -- senior in my late 80's. I have subscribed to many advisories before. The ones I really liked have retired or passed on. My first stock I owned were two shares of a local bank stock in my teens which my aunt gave me. That was over 70 years ago. She was not a "mentor", just gave it to me. No one in my family had any money, but I quickly built it up to a 100 shares with money I earned in selling newspapers. My parents were not rich at all, but they allowed me to keep my earnings. Except for ten years in my life when I sold all my stocks and bought real estate and utilized President Reagans tax breaks, especially allowing 15 year depreciation for business real estate including rental units. My goal was to pay zero Federal taxes because of my depreciation (losses). But, in 1986, Congress put a limit ($25,000) to depreciation losses, but allowed excesses to be carried over. I came back to the stock market when I started having grandkids (three). My goal was to establish and build assets for them initially to $100k. We reached that and just continued to add more. I also funded their RIRA when they worked summer jobs. Last summer my granddaughter graduated from UC Berkeley with a Masters in Environmental Engineering and is working now. So, I turned everything over to her. I am still managing the portfolio for the other two (boys) because they are still in school/training. But,...I hope to turn their assets to them within a few years. So, I am in my twilight years and am not as "gung ho", as I used to be. In fact, at my age, I like to spend more time in my garden than being at my computer reading your advices. I am a life member of your Dividend Hunter and Monthly Dividend Multiplier. I think also, your Weekly Income Accelerator (but not into it because it requires too much of my time).

I believe in "investing in advisories",...many of my former associates would not do it, that is why I joined your lifetime membership even though I don't have that much long to live had no intention to be "active". Oh, I am so far still healthy, but my classmates and former co-workers & associates are leaving this earth left and right.

I don't think that you expected this kind of reply but it comes from one who has cone that many times before.

One last thought, I believe precious metals (Gold & Silver and mining stocks) definitely have a place in portfolios.

And, lastly,...real estate (property) should be part of one's portfolio. It is fun with the stock market, but my wealth comes from Real Estate properties. The reason is inflation and requires much less attention,...

I first learned about dividend stock investing, and The Dividend Hunter in particular, a couple months ago while I was doing internet searches for bond alternatives. I liked Tim Plaehn's description of his newsletter and other services and thought it was a steal at just $49. It has not disappointed -- I am now hooked on dividend stocks to the point where I am thinking of making them more than just 40% of my portfolio (as a "bond alternative").

PROs: Tim does all the "heavy lifting" of finding the high-dividend stocks and offers several different portfolios based on variability (and thus riskiness) of the dividends offered by the stocks. You can just invest in some or all the stocks in the portfolio(s) or, if you enjoy doing your own research as much as I do, you can do your own vetting of the stocks before determining if they are right for your portfolio. Personally, I especially like the "10 Highest Yield Stock Going Ex-Div This Week" that he publishes every weekend, again because I love doing my own research after Tim has done the heavy lifting of identifying these high-dividend stocks.

CON: Tim offers several other higher-priced programs complementary to The Dividend Hunter that are quite a bit more pricey than the newsletter. I would be more than willing to purchase a couple of these other programs if he offered, like, a 30-day money-back guarantee if one finds that the program is too complex or is not what one was expecting. For example, I know nothing about options (frankly, just reading about them intimidates me because I do not understand how and why they work), so as much as I would like to try his Weekly Income Accelerator program for $995, that is too rich for my blood if it turns out that options simply are not for me.

My portfolio not only has risen since I started subscribing to The Dividend Hunter but also has become more enjoyable to manage . I just love getting and reinvesting...

When I found the DIVIDEND HUNTER and received my first email from Tim Plaehn, I was hoping for someone to at very least recommend Dividend stock without nickel and diming me for everyone. I was getting frustrated with stock experts that tell you what stock to buy as they are taking your money you needed to invest with. I found much more with Tim Plaehn and his Dividend Hunter Philosophy. Tim, teaches his subscribers everything you need to know about each stock, category, industry, rules each type of stock must operate under. He breaks defines and explains how to be aware of all the dates that are involved with tracking your dividends and much more. This program will build your knowledge and confidence for walking the path that he provides for us. In my opinion this is the best most steady and sustainable philosophy to invest under. He helped me create my own job per se. I get paid multiple times per month reliable every month all year. When 2020 was at its worst Tim and his team where at there best. Now you can’t please everyone but as far has I’m concerned they stepped up and made sure we the subscribers made the right moves. I didn’t sell any of my holdings. My portfolio is better off for it. As a matter of fact I was able to secure more holdings do to 2020 sale prices. If you want to retire you need to read what he is teaching it has reduced my daily stress tremendously. Thank you Tim Plaehn and Jared Nations for standing in their. DIVIDEND HUNTER Cpt. Michael...